Our Services

What We Do

As a fee-only wealth management firm, our focus is on you and your financial goals. We are not driven by third-party products or sales commissions. And we have no incentive to make you choose certain investment options.

Investment Planning

Consistent with your expressed financial concerns and objectives, we will advise you regarding investment alternatives. We will review your present investments and make recommendations regarding the suitability of such holdings in light of your financial objectives. We will advise you on recommended asset allocations considering your need for appropriate liquidity, income, and growth of investment capital.

Estate Planning

We will review your wills, trusts, and other pertinent documents to help ensure that your estate will pass in accordance with your testamentary desires. Where appropriate, we will suggest council for reducing your estate taxes or other costs.

Cash Flow Management

We will provide you with cash flow projections showing estimated sources and uses of funds. These projections will allow you to coordinate cash inflows and outflows and will enable you to see the cash flow impact of investment decisions you make.

Education Planning

If applicable, we will advise you regarding alternative suggestions for the funding of your children’s education. A primary emphasis will be placed on reducing the after-tax cost of providing for your children’s education.

Tax Planning

We will analyze your current financial posture from the standpoint of projected federal income tax liability and, where appropriate, advise you regarding strategies to prudently reduce your income taxes.

Retirement Planning

We will analyze your situation to determine as accurately as possible what steps need to be taken in order for you to achieve your financial independence goals.

Risk Management

We will review and analyze your personal insurance program and make recommendations consistent with your desire to insure against risk of loss.